DMS Payments: Is it Legit Or Scam Debt Collector? Honest Review!{MAY-2023}

DMS Payments
DMS Payments

Did you receive a phone call or message from Debt Management Service Payments about the amount of debt you owe? Don’t Panic! Many users have been notified of this type of annoying texts as well as phone calls and text messages sent by Check this review out to learn more about what you can do!

DMS Payments : What Is It?

DMS Payments aka Debt Management Service Payments, which is located at is an organization that collects debt and promises to assist people in settling their debts. It claims that they collect debt on behalf of corporations and individuals. Unfortunately, many individuals have complained about being incorrectly accused of being owed money. They get text messages, telephone calls and voice mails that frequently threaten.

The person calling calls himself Philip or sometimes Christopher.

Is DMS Payments a Scam Debt Collector?

My research has revealed that DMS Payments is far from being authentic. Reviews and complaints on the internet suggest that the company is shady. The first thing to note is that the website does not provide any concrete information about who they are as well as the location where they’re based. Furthermore, the site shares the the same operating system with debt collection companies ‘ ASG Recovers and KBS Collect which were sanctioned and ordered to stop and cease operations in California.

In addition, (a domain checker tool) indicates that the website ‘ was registered on October 20, 2022. This suggests DMS Payments is new in the industry and is an alternative to ASG Recovers & KBS Collect. Check out what an investigative reporter has to say about it –

Received a Call or Voicemail From DMS Payments? Do This

If you’ve received an email, phone call or text message or voice message or voice mail from Philip and Christopher or Christopher of DMS Payments, you should follow these steps:

  • Check whether the amount of the loan is equal to the amount you have to pay (if you actually have to pay the company)
  • Contact the loan company that originally provided you with the loan in the event that you believe you are in debt, and then work out an arrangement for payment.
  • If you’ve never heard of the company that you’re supposed to owe then clearly inform DMS Payments know you don’t have any debt due to this company.
  • Make a complaint to your local Federal Trade Commission or call the State Office of the Attorney General.

How to Spot a Scam Debt Collector This 2022

Here’s how you can tell how to tell the difference between genuine debt collector and one that is fake-

  • They will not divulge information to you.
  • Incentivizes you to pay with cash transfer or credit card
  • The threat of jail time is a way to get you out.
  • You don’t know the debt they claim that you are owed
  • Calls you at times that are not convenient for you


Based on all the evidence, DMS Payments at is not a real debt collector. Many have complained about being contacted by non-existent debts in phone calls and voice messages. The aliases that are used in the calls is Philip Christopher and Philip. Christopher.

Whatever convincing they might seem, we suggest not to provide any funds or personal information in their direction until after you’ve confirmed the debt and confirmed it’s real.


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