Although inflation is causing many people to cut down on their purchases, spending money on your health isn’t the place you’d like to cut down your spending. But, if you’re a member of the option of a prescription drug plan (PDP) it’s an ideal time to consider taking more time to consider how you can make maximum benefit from your PDP and how you can reduce the cost of your medication and easily accessible.
Here are six points to be aware of when taking your medication:
Smart Shoppers Comparing Costs: Many seniors use multiple medication to treat chronic ailments that can be costly. If you’re taking a brand name medication, you may be able to save money by taking generic or alternative medicine that is able to treat the same issue but is cheaper. For instance, certain pharmacies such as CenterWell Pharmacy will let you be aware of if there’s a less expensive alternative and the amount it can save you each year.
Be Careful When Choosing Your Pharmacy The best option is to choose a pharmacy which is part of your insurance plan’s network. Certain pharmacies, known in the name of preferred pharmacies may provide prescriptions at a lower cost. Make sure to check with your PDP to find out whether there’s a different pharmacy which could help you save money.
* Need a Refill? There’s an app for that A good method to ensure that you fill your prescriptions in time and effectively manage your medication is to make use of mobile apps. For instance, Humana members have access to MyHumana which is a safe and user-friendly mobile and web application that is designed to assist members make the most of their PDP benefits.
• The pharmacy is ready to Help: When doctors prescribe medications pharmacists are the most knowledgeable regarding them. A lot of PDPs have pharmacists on hand to talk with you. Should you ever have concerns or questions regarding the medication you’re taking take the time to call instead of waiting in line at the pharmacy or waiting for the next visit to your doctor.
* Get Additional Assistance If You Need It There are low-income subsidy programs which could further cut down on the cost of copays and make it easier to pay for your prescriptions if you meet the criteria. There are also programs for patients that provide assistance through foundations, pharmaceutical companies, and assistance programs for state-based entities which can assist in covering the cost of medication.
There’s No Place Like home to get your medication Transport can be expensive and sometimes not accessible which makes it difficult to travel to the pharmacy to pick up your needed medicines. It is possible to visit the pharmacy only to discover that the medication you need is not available. Instead, you should consider delivery services at home to ensure that medications are delivered promptly. Cut down on costs through home delivery by obtaining 90 days of medication, which typically is cheaper than filling it monthly and also by opting for auto-refills in order to ensure that you never skip the dose.
These choices are particularly important for seniors to take into consideration because research suggests that they use on average 15 prescriptions every year. If you’re on an Medicare Advantage policy that includes prescription drug coverage, or a standalone prescription drug plan, make sure for what’s covered so you can take advantage of these benefits.
Humana can be described as the name of a Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS company, as well as an independent PDP prescription drug program that has the benefit of a Medicare contract. The enrollment process for any Humana plan is contingent on the renewal of the contract. Additional pharmacies are accessible within the Humana network.
